A loan is one of the oldest forms of financial activity. Borrowing goods, money and other things is as old as the hills. The most popular loan institution is a bank. The word "bank" comes from the word bench, on which on a lender and a borrower were sitting making a lend-borrow deal. The development of the financial sector is associated with the appearance of various loan institutions different from banks. There are over one hundred loan companies in Poland.
All, without exception, institutions dealing with loans and credits to a greater or lesser extent participate in delays with repayment.
Debt collection takes place in various ways and is connected with the time of expiration. There are institutions which, after a certain time, resell receivables in packages to companies dealing with debt recovery. Others have their own debt collection departments and try to get their money back.
In order to satisfy both of them, we proposed using the Internet for the independent recovery of receivables. We have created a website to sell unpaid invoices, credits, loans, leases, rentals, maintenance and court orders. The question arises whether this makes sense? Well, it really does.
Independent issuance of receivables for sale with sending a simultaneous notification of this fact to the debtor has gained quite a big resonance.
The debtor sees himself with his debt on the Internet, after some time the debt is positioned on the Internet. Even if the debt has expired, it will be visible. That situation motivates the debtor to take action. Shame is a very strong stimulus. The debtor will reckon with the fact that for the next job he performs, someone clever who will repurchase his obligation, will also add interest to it and pay him with his own debt. Compensation is becoming more and more popular.
This short guide will show you how to use dlugi.info to recover the money you have lent.
Let's say you borrowed some money to a good friend, a colleague, someone in your family and they do not want to give it back, no matter for what reason. You have several ways from calling for payment, to a court and a bailiff to a solution that we propose. Try to sell the debt as other goods are sold. You have an ad website available at www.dlugi.info. A claim, an unpaid loan is the same commodity as other goods put up for sale on the Internet. Issuance of receivables for sale is only a starting point of negotiation, leading to the final transaction. You do not have to sell - it does not work as it is on other websites with the BUY NOW option. You can negotiate the price and you have the right to withdraw from these negotiations. Who can buy a claim? There are many situations in which a debt can be interesting, for example, for someone who knows your debtor's assets better. Then he buys the debt, usually at a discount, he adds interest and settles with the debtor in the form of compensation. He does it to earn. Your unpaid loan becomes a settlement currency.
Who can buy a claim? There are many situations when such a debt may be attractive, for example for someone who knows the property of your debtor better. Then he buys it, usually at a discount, adds interest and settles with the debtor in the form of compensation. He does it to earn. Your unpaid loan becomes a settlement currency.
How to sell unpaid invoices?
2. Top up your account
3. Issue your receivables for sale*
*If you provide a phone number or e-mail to the debtor, we will notify him by SMS automatically.
Sometimes you have to wait for the buyer, sometimes the debtor will want to buy his debt through a friend.
The legality of such action, i.e. the will to sell claims, is confirmed by GIODO and UODO in accordance with the EU GDPR Directive. All studies on this subject are available in our tab.
A claim or debt, depending on the perspective we look at it from, means the following. If you have a claim, it means that someone owes you money. If you have a debt, it means that you have not repaid loans, bills, invoices, maintenance or other obligations. Overdue receivables are the same commodity as all other commercial goods. They can be put up for sale and traded.